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Single Adults

As a single adult, you may be experiencing a lot of exciting changes and new opportunities, including pursuing your dream career, enjoying new hobbies, traveling, and spending time with friends and family.

With so much freedom and independence in this stage of life, it’s essential to safeguard your future and protect what matters most to you. At Tennessee Risk Advisors, LLC, our friendly independent agents can help you safeguard your assets and your lifestyle with an affordable, yet comprehensive insurance plan. 

Gain Peace of Mind with Insurance for Single Adults

Whether you like to travel around the country or stay at home with your pets, friends, and family, insurance can give you peace of mind so you can enjoy life without worrying about any financial setbacks caused by unexpected events.

As your financial safety net, insurance can protect you from unplanned medical expenses and any loss of income caused by an injury or illness. It can cover any costs to repair or replace your lost, stolen, or damaged valuables, including your home, car, furniture, clothing, electronics, jewelry, and more.

Insurance can also protect you against liability should anyone be injured while in your home or riding as a passenger in your car, truck, or even on your motorcycle.

Retired People

Congratulations! After years of hard work, you’ve made it to retirement. Now, you have the opportunity to do more of the activities you enjoy with your loved ones or take on new hobbies. At Tennessee Risk Advisors, LLC, we know that with new hobbies and your new stage of life, your insurance needs may also change. To get the most out of your retirement with peace of mind, your insurance policies should reflect your current hobbies, activities, and assets, along with what you plan to do in the coming years.

Whether you take on photography classes and purchase a new camera, you join a hiking group and begin traveling, or you start volunteering in the community and find an organization that’s near and dear to your heart, there are insurance policies tailored to retirees that can protect the things that matter most to you.

Discover important aspects you should consider about insurance for a retired person below and contact us when you’re ready to put a plan in place that reflects your unique lifestyle and coverage needs.

Married Couples Without Children

Whether you are a newlywed or your marriage has been well-established for years, being married without children has its perks. You and your spouse can enjoy more freedom, personal and professional growth, hobbies, and social engagements with fewer responsibilities and distractions.

It’s also a great time to plan and prepare for the future you and your spouse want, whether that be raising children, traveling around the world, or building your wealth so you can retire early. 

No matter your goals, our team at Tennessee Risk Advisors, LLC can offer you an affordable, yet comprehensive insurance plan that best suits your needs so you can embrace life’s adventures with confidence.

Gain Peace of Mind with a Comprehensive Insurance Plan 

Whatever activities you and your spouse enjoy, from exploring new cities and playing or watching sports, to hiking, cooking, and fostering pets, accidents do happen. 

Having the proper insurance coverage can give you peace of mind, protecting your family and assets when unexpected events such as physical injuries, illnesses, natural disasters, theft, or property damage occur.

At Tennessee Risk Advisors, LLC, we want to help ensure you can focus on what matters most to your family by putting the right insurance policies in place to safeguard against any financial setbacks caused by accidents.

Discover all you need to know about the insurance policies that can protect your family and assets in a number of situations.

Married Couples with Children

Our team at Tennessee Risk Advisors, LLC knows that one of your top priorities as a parent is protecting your children and your family. We also know that your time is valuable, and whether you’re running from baseball practice to dance recitals, finishing up class projects, putting food on the table, or keeping your home in order, there may be some items on your to-do list that get placed on the back burner. 

One of those tasks may be checking your current insurance policies. However, as your family and assets grow, your finances and priorities shift. It’s important to regularly review your insurance policies to ensure your family remains well-protected when accidents and unexpected events occur. 

With children in the picture, you know all too well that accidents do happen. A child may get injured playing sports, you may get into a car accident on the way to school or work, or a storm may cause damage to your property. Whatever unexpected events occur, having the right insurance coverage can ensure you have a financial safety net to protect what matters most to your family.

Gain Peace of Mind with Complete Coverage

At Tennessee Risk Advisors, LLC, we want to provide you with peace of mind by helping you choose the right insurance coverage for every stage of life. Whether you are purchasing a home, saving for your child’s college education, or have valuables like vehicles, electronics, and more, we’ve got you covered. 

The insurance coverage your family needs depends on a number of factors, including the number of children you have, the assets you own, your family’s activities, and more.

Discover everything you need to know about insurance for married couples with children to ensure the people you love most are protected, no matter what life brings.

High-Net-Worth Individuals

If you own several homes and properties, luxury vehicles, private aircraft, yachts, boats, fine art, or precious jewelry, you likely already know that standard insurance policies are not adequate enough to cover all of your high-value assets.

High-net-worth coverage can properly protect you, your loved ones, and your valuables while providing protection against unexpected accidents and rare occurrences such as identity theft, kidnapping, and ransom demands.

At Tennessee Risk Advisors, LLC, we work with high-net-worth individuals like you across Tennessee to tailor customized insurance plans with a wider scope of coverage. As an independent agency, our team is dedicated to providing the concierge service you require and ensuring you remain properly insured as your wealth and assets grow.

Discover important aspects to consider regarding high-net-worth insurance below, and contact us today so we can design a plan that meets your unique coverage needs.

Empty Nesters

As your kids grow up and you become an empty nester, you may find that you have far fewer responsibilities than in previous years with young, dependent children. At Tennessee Risk Advisors, LLC, we know this new stage in life may have you curious about what’s next for you and what changes may occur at home. Regarding your insurance policies, now is a great time to take a fresh look at your coverages to ensure they match your current situation. For example, you may be eligible to save on auto insurance or health insurance if your child now has their own policies. You may find savings within your personal umbrella policy as well. 

While you may no longer have dependent children at home, you may still have a spouse or aging parents who depend on you and your income. As an empty nester, insurance can help financially protect your loved ones in the event of an accident or unexpected situation. Contact our agents to discover what suits you best and to update your policies.

College Students

Congratulations! Your child is officially heading off to college. This is an exciting time as they prepare to make lifelong memories with friends, continue their studies, and pursue their dreams. 

Your college-bound student may play sports or games with their peers, join academic clubs or social organizations, and attend several types of events or activities, both on and off campus.

As parents, we know you’re proud of your child and excited to watch them mature as they gain independence living on their own for the first time. Our team at Tennessee Risk Advisors, LLC understands that you want to ensure your child and their personal belongings are well taken care of while they’re away from home.

Gain Peace of Mind with Insurance for College Students

With the right types of insurance coverage, you can have peace of mind knowing your child and their personal belongings are protected in the event of an unexpected situation. 

Insurance can help cover their medical expenses if an accident occurs while biking around campus, playing sports, or even exploring the city’s local shops and restaurants. Without the added stress of paying expensive medical bills, your student can focus on getting back on their feet and back to their studies if they do incur an injury. 

And since college campuses can be susceptible to theft or property damage, insurance can also cover the repairs or replacements of your child’s personal belongings, including their laptop, smartphone, bike, clothing, and furniture, should something happen to them. 

At Tennessee Risk Advisors, LLC, we are here to help give you peace of mind and determine the types of insurance coverage that will best protect your child and their personal belongings while they are away at college.

Individuals and Families

At Tennessee Risk Advisors, LLC, we understand that you and your family are unique and always evolving. Each year, you’re picking up new hobbies, taking on new responsibilities, or entering new seasons of life, such as getting married, having children, or retiring.

We also understand that you want to continue to protect the people and things you care about most in every stage of life. While your insurance coverage may have been sufficient when you first got it, it’s important to periodically review your coverage to ensure that everyone in your household and all of your assets like your home, vehicles, and valuables remain protected in the event of injuries, loss, damage, or other unexpected situations.

Because it can be challenging to determine which types of coverage are right for you, we’ve put together several website pages that can guide you based on who you are.

Of course, we know every situation is unique, and there may be additional policies that you need. That’s why our team is here to help you navigate all of your insurance questions and choose the plans that are right for you. As independent insurance agents, we work with individuals and families throughout White House and across Tennessee, offering our customers accurate quotes from multiple highly rated providers.

Choose a stage of life from the list below to explore recommended insurance policies, and call your local agent at Tennessee Risk Advisors, LLC today to craft an insurance plan that meets your specific needs.